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What is a Payment Gateway?
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As an online merchant
your customers need a method to pay for your products. If you
do not supply the ability to pay for purchases with a credit card
or an online check, you will be turning customers away.
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By using a payment gateway,
you can securely accept all forms of online payments. You will
not be hassled by having to manually process your customer credit
cards. You will not need to spend your valuable time and resources
on a process that is easily automated.
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When you use a payment
gateway, you can receive payments at anytime whether you are there
to process the order or not.
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Why is payment gateways
used?
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The
use of credit cards has seen an increase in recent months. Businesses
offering their products or services for sale on the internet cannot
be limited to 'cash on delivery' methods. As the internet draws
customers from all parts of the world, a system which enables credit
card payments makes it possible for a website to cater to international
clients. |
| How a Payment Gateway
Works for You and Your Customers |
On receiving
a payment transaction, the gateway begins a Credit Card Authorization
Procedure with the designated bank. If the amount is accepted, an
e-mail is sent to you with an Authorization Code and other details
recorded from the transaction. You will only receive an e-mail confirmation
from the payment gateway if the payment is authorized by the bank. |
The
payment gateway will also check to make sure that double submissions
of a payment are not made. |
A good
payment gateway will take care of processing credit cards, debit
cards, and electronic checks. It will approve or disapprove customers
in when they order from your store and will send you and your customer
an e-mail receipt showing the purchase. |
A payment
gateway will link your web site with a merchant account. When the
gateway receives the order information from your online store, the
payment gateway will check the origin of the page and determines
the account which generated the order. |
Your
customers will see an Order Summary displayed with their payment
details. This summary should show your logo at the top. Your customer
will be prompted to continue with the order or cancel the payment
and if they proceed with the payment, they will receive a message
telling them that they will receive a confirmation of their payment
by e-mail. |
Evolve's
E-Commerce Web site provides a variety of payment gateway options
unlike most carts that only allow one or two payment gateway providers.
You can choose to accept payments with one or all of the payment
gateway providers and let your customer choose how to pay for their
order. |
Electronic
payment gateway service is just what your web site needs to become
an e commerce website by accepting real time payments from your
customers. We at Evolve can program for variety of payment gateways
such as PayPal, Money bookers, 2checkout, Verisign, Authorize net,
Link point etc. We can develop website for listed payment gateway
to accept payment through that and can do no. Of integration. |
The
Payment Gateways programmed by Evolve are lightning fast and offer
large numbers of redundancy and reliability measures with backup
in one of the state of the art datacenters in the world - to ensure
that your ecommerce site is ready to take payments online from your
customers. |
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| Back to,
E-commerce
website solution |