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What is a Payment Gateway?

As an online merchant your customers need a method to pay for your products. If you do not supply the ability to pay for purchases with a credit card or an online check, you will be turning customers away.

By using a payment gateway, you can securely accept all forms of online payments. You will not be hassled by having to manually process your customer credit cards. You will not need to spend your valuable time and resources on a process that is easily automated.

When you use a payment gateway, you can receive payments at anytime whether you are there to process the order or not.

Why is payment gateways used?

The use of credit cards has seen an increase in recent months. Businesses offering their products or services for sale on the internet cannot be limited to 'cash on delivery' methods. As the internet draws customers from all parts of the world, a system which enables credit card payments makes it possible for a website to cater to international clients.
How a Payment Gateway Works for You and Your Customers
On receiving a payment transaction, the gateway begins a Credit Card Authorization Procedure with the designated bank. If the amount is accepted, an e-mail is sent to you with an Authorization Code and other details recorded from the transaction. You will only receive an e-mail confirmation from the payment gateway if the payment is authorized by the bank.
The payment gateway will also check to make sure that double submissions of a payment are not made.
A good payment gateway will take care of processing credit cards, debit cards, and electronic checks. It will approve or disapprove customers in when they order from your store and will send you and your customer an e-mail receipt showing the purchase.
A payment gateway will link your web site with a merchant account. When the gateway receives the order information from your online store, the payment gateway will check the origin of the page and determines the account which generated the order.
Your customers will see an Order Summary displayed with their payment details. This summary should show your logo at the top. Your customer will be prompted to continue with the order or cancel the payment and if they proceed with the payment, they will receive a message telling them that they will receive a confirmation of their payment by e-mail.
Evolve's E-Commerce Web site provides a variety of payment gateway options unlike most carts that only allow one or two payment gateway providers. You can choose to accept payments with one or all of the payment gateway providers and let your customer choose how to pay for their order.
Electronic payment gateway service is just what your web site needs to become an e commerce website by accepting real time payments from your customers. We at Evolve can program for variety of payment gateways such as PayPal, Money bookers, 2checkout, Verisign, Authorize net, Link point etc. We can develop website for listed payment gateway to accept payment through that and can do no. Of integration.
The Payment Gateways programmed by Evolve are lightning fast and offer large numbers of redundancy and reliability measures with backup in one of the state of the art datacenters in the world - to ensure that your ecommerce site is ready to take payments online from your customers.
 
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